Why it's Important to Pre-Qualify
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It's valuable to bring in your mortgage professional as soon as possible — even before you've started to consider neighborhoods. Why? It might be hard to understand the ways we can help even before you begin to negotiate.
When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can fit in your budget, and the size of loan you can qualify for. We accomplish this by considering your debts and income, your work and housing situations, the funds available for down payment, required reserves, and some other things. It's quick and basic; We keep the paperwork to a minimum.
We'll give you a Pre-Qualification Letter if you qualify, which states that we are confident you will qualify for a predetermined amount of mortgage loan dollars.
A number of beneifits open to you when you've found your next house, and have achieved pre-qualification power. First, it lets you know the amount that you are able to offer.
Of greater importance to the existing home owner, your being pre-qualified is like your having walked into their front door with a bag full of money to make the deal! They need not wonder if that they have been wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You have the capability to back up your offer.
We will help you with your pre-qualification
We will help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We can do this by considering your debts and income, your employment and housing circumstances, the available funds for down payment, required reserves, and some other things. It's short and basic; and we take pride in keeping the paperwork light.
Face to Face
You can always use the calculators here on our website to get an idea of how much mortgage you'll be able to afford - but it's also essential to talk with us. For one thing, you'll need a Pre-Qualification Letter! Then, we can make sure we have selected the best mortgage program for you. Contact us at 8888107112 to get started.
Have questions about pre-qualifying? Call us at 8888107112. The Mortgage Partner answers pre-qualifying questions every day.